These files are provided for informational purposes only. Although they are believed to be reliable, they are not guaranteed as to accuracy or completeness. The Florida Statutes, along with the Rules adopted by the State Board of Administration of Florida (SBA), are the authoritative source on all FHCF policies and requirements.

2018/2019 Ratemaking Formula Report

2018/2019 Ratemaking Formula Report
Last Update 2018/05/30

Florida Hurricane Catastrophe Fund 2018 Rates

Following is an index of the 2018/2019 FHCF rates for each coverage level by type of business, deductible group, construction class, and FHCF rating region. You may view and print the desired rate pages by selecting the applicable index.

Florida Hurricane Catastrophe Fund 2018 All Rates

Commercial Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Residential Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Mobile Home Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Tenants Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Condominium Unit Owners Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
 

2018/2019 FHCF Retention Multiples

The 2018/2019 FHCF Retention Multiple for each of the coverage levels is defined as the following:
Coverage Level 2018/2019 Retention Multiple
90% 5.3135
75% 6.3762
45% 10.6270
 

2018/2019 Premium & Coverage Calculations

2018 FHCF Premium Calculation Examples Including Mitigation
Last Update 2018/05/30
2018/2019 FHCF Coverage Selections & Premium Calculations
Last Update 2022/10/03
2018/2019 FHCF Payout Multiple (Updated 12/31/18)
Last Update 2019/01/09
2018/2019 FHCF ZIP Codes, County Codes, & Rating Regions
Last Update 2018/05/30