These files are provided for informational purposes only. Although they are believed to be reliable, they are not guaranteed as to accuracy or completeness. The Florida Statutes, along with the Rules adopted by the State Board of Administration of Florida (SBA), are the authoritative source on all FHCF policies and requirements.

2021/2022 Ratemaking Formula Report

2021/2022 Ratemaking Formula Report
Last Update 2021/05/27

Florida Hurricane Catastrophe Fund 2021 Rates

Following is an index of the 2021/2022 FHCF rates for each coverage level by type of business, deductible group, construction class, and FHCF rating region. You may view and print the desired rate pages by selecting the applicable index.

Florida Hurricane Catastrophe Fund 2021 All Rates

Commercial Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Residential Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Mobile Home Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Tenants Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Condominium Unit Owners Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
 

2021/2022 FHCF Retention Multiples

The 2021/2022 FHCF Retention Multiple for each of the coverage levels is defined as the following:
Coverage Level 2021/2022 Retention Multiple
90% 6.4106
75% 7.6927
45% 12.8212
 

2021/2022 Premium & Coverage Calculations

2021 FHCF Premium Calculation Examples Including Mitigation
Last Update 2021/07/12
2021/2022 FHCF Coverage Selections & Premium Calculations
Last Update 2022/07/06
2021/2022 FHCF ZIP Codes, County Codes, & Rating Regions
Last Update 2021/05/27
2021/2022 FHCF Payout Multiple (Updated 12/31/21)
Last Update 2022/01/05