These files are provided for informational purposes only. Although they are believed to be reliable, they are not guaranteed as to accuracy or completeness. The Florida Statutes, along with the Rules adopted by the State Board of Administration of Florida (SBA), are the authoritative source on all FHCF policies and requirements.

2022/2023 Ratemaking Formula Report

2022/2023 Ratemaking Formula Report
Last Update 2022/05/26

Florida Hurricane Catastrophe Fund 2022 Rates

Following is an index of the 2022/2023 FHCF rates for each coverage level by type of business, deductible group, construction class, and FHCF rating region. You may view and print the desired rate pages by selecting the applicable index.

Florida Hurricane Catastrophe Fund 2022 All Rates

Commercial Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Residential Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Mobile Home Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Tenants Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Condominium Unit Owners Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
 

2022/2023 FHCF Retention Multiples

The 2022/2023 FHCF Retention Multiple for each of the coverage levels is defined as the following:
Coverage Level 2022/2023 Retention Multiple
90% 5.9418
75% 7.1302
45% 11.8837
 

2022/2023 Premium & Coverage Calculations

2022 FHCF Premium Calculation Examples Including Mitigation
Last Update 2022/05/26
2022/2023 FHCF Coverage Selections & Premium Calculations
Last Update 2022/09/28
2022/2023 FHCF ZIP Codes, County Codes, & Rating Regions
Last Update 2022/05/26
2022/2023 FHCF Projected Payout Multiple (Updated 9/30/22)
Last Update 2022/09/30