These files are provided for informational purposes only. Although they are believed to be reliable, they are not guaranteed as to accuracy or completeness. The Florida Statutes, along with the Rules adopted by the State Board of Administration of Florida (SBA), are the authoritative source on all FHCF policies and requirements.

2020/2021 Ratemaking Formula Report

2020/2021 Ratemaking Formula Report
Last Update 2020/07/10

Florida Hurricane Catastrophe Fund 2020 Rates

Following is an index of the 2020/2021 FHCF rates for each coverage level by type of business, deductible group, construction class, and FHCF rating region. You may view and print the desired rate pages by selecting the applicable index.

Florida Hurricane Catastrophe Fund 2020 All Rates

Commercial Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Residential Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Mobile Home Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Tenants Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
Condominium Unit Owners Rates Coverage Level 45% Coverage Level 75% Coverage Level 90%
 

2020/2021 FHCF Retention Multiples

The 2020/2021 FHCF Retention Multiple for each of the coverage levels is defined as the following:
Coverage Level 2020/2021 Retention Multiple
90% 6.2149
75% 7.4578
45% 12.4297
 

2020/2021 Premium & Coverage Calculations

2020 FHCF Premium Calculation Examples Including Mitigation
Last Update 2020/05/27
2020/2021 FHCF Coverage Selections & Premium Calculations
Last Update 2020/07/01
2020/2021 FHCF ZIP Codes, County Codes, & Rating Regions
Last Update 2020/05/28
2020/2021 FHCF Payout Multiple (Updated 7/1/20)
Last Update 2020/07/01